Maximize your savings and rewards with the Sam’s Club® Mastercard®, a card that makes shopping smarter and more rewarding. Designed for both personal and business members, this credit card offers exclusive perks, generous cashback opportunities, and seamless integration with your Sam’s Club membership. Whether you’re a frequent shopper or looking to save more on everyday purchases, this card is your gateway to incredible benefits.
1. Earn More Sam’s Cash™ with Every Purchase
The Sam’s Club Mastercard transforms everyday spending into an opportunity to earn big rewards:
- Up to 5% Back: Earn 5% Sam’s Cash™ on gas (on the first $6,000 annually, then 1%), 3% on dining and takeout, and 1% on other eligible purchases.
- Exclusive Rewards for Plus Members: Sam’s Club Plus Members earn an additional 2% back on qualifying purchases in-club or via Curbside Pickup.
- Maximum Earnings: Earn up to $5,000 in Sam’s Cash per calendar year!
With every swipe, you’ll earn cashback rewards that can be redeemed directly at Sam’s Club or applied toward membership renewals, online purchases, and more.
2. Exclusive $30 Welcome Offer
New cardholders can enjoy an incredible $30 credit just for getting started:
- How It Works: Open a new Sam’s Club Mastercard account and make purchases totaling $30 or more within the first 30 days of account opening.
- Fast Credit Posting: The $30 credit will be added to your account within 90 days after qualifying purchases.
- One-Time Bonus: A great way to jumpstart your savings journey as a new cardholder.
This offer ensures that your first steps with the Sam’s Club Mastercard are rewarding and impactful.
3. Seamless Integration with Your Sam’s Club Membership
The Sam’s Club Mastercard is designed to work hand-in-hand with your membership, offering:
- Automatic Cash Rewards: Earned rewards are seamlessly loaded onto your membership card.
- Easy Redemption: Use your Cash for purchases in-club, online, or to renew your membership.
- Hassle-Free Convenience: Keep all your rewards and benefits in one place for a streamlined shopping experience.
Enjoy the simplicity of having your rewards and membership benefits fully integrated.
4. Exceptional Perks for Everyday Spending
Beyond Sam’s Club purchases, the Mastercard delivers rewards for other everyday expenses:
- Dining and Takeout: Earn 3% cashback every time you dine out or order in.
- Gas Savings: Get 5% back on fuel purchases, perfect for frequent drivers.
- Flexibility: Use the card anywhere Mastercard is accepted for added convenience.
These perks ensure that every purchase, whether inside or outside Sam’s Club, brings you closer to more savings.
5. Designed with Shoppers in Mind
The Mastercard offers robust features and safeguards for a worry-free shopping experience:
- No Annual Fee: Save more by avoiding unnecessary costs.
- Mobile Access: Manage your account through an app for easy payments and reward tracking.
- Safety and Security: Enjoy fraud protection and secure online shopping with Mastercard’s trusted network.
With these thoughtful features, the card is tailored to make shopping simpler, safer, and more rewarding.
Specifications at a Glance
- Earn Rates: 5% on gas (up to $6,000 annually), 3% on dining, 1% on other purchases.
- Welcome Bonus: $30 credit after spending $30+ in the first 30 days.
- Maximum Rewards: Up to $5,000 in Cash annually.
- Integration: Automatic rewards with membership.
- APR: Variable APR ranges between 20.15%–28.15%, depending on account terms.
- Issuer: Synchrony Bank under Mastercard’s license.
7 Reasons the Sam’s Club Mastercard Is a Game-Changer
- Earn up to 5% cashback on gas and 3% on dining.
- Exclusive $30 welcome offer for new cardholders.
- Seamless integration with membership for easy rewards.
- Redeem Cash for purchases, memberships, and more.
- No annual fee for cost-effective rewards.
- Convenient mobile access for account management.
- Backed by Mastercard’s trusted security and fraud protection.
Who Is the Sam’s Club Mastercard For?
This card is ideal for:
- Frequent Shoppers: Maximize savings on everyday purchases at Sam’s Club.
- Drivers: Enjoy significant cashback on fuel purchases.
- Foodies: Earn rewards on dining and takeout expenses.
- Budget-Conscious Individuals: Save with no annual fee and cashback rewards.
How to Get Started with the Sam’s Club Mastercard
- Apply Online or In-Club: Fill out a quick and secure application.
- Make Qualifying Purchases: Spend $30 or more in the first 30 days to claim your $30 welcome bonus.
- Start Earning Rewards: Use your card for purchases and watch your Sam’s Cash grow.
- Redeem Seamlessly: Apply rewards to purchases, membership fees, or online shopping.
Maximize Your Shopping Experience Today!
The Sam’s Club Mastercard isn’t just a credit card—it’s a tool for smarter shopping, bigger savings, and more rewards. With up to 5% cashback, a $30 welcome bonus, and seamless integration with your Sam’s Club membership, this card is perfect for maximizing your benefits.
Apply now and start earning big with the Sam’s Club Mastercard. Your savings journey begins today!
History of Sam’s Club: From Humble Beginnings to Retail Giant
Sam’s Club, a division of Walmart Inc., is one of the leading membership-only warehouse clubs in the United States. It has grown into a household name, offering wholesale products to businesses and individuals alike. Here’s an in-depth look at how Sam’s Club evolved over the years.
The Beginnings: Vision of Sam Walton
- Founded: April 7, 1983
- Founder: Sam Walton, the legendary entrepreneur who also founded Walmart.
- Purpose: Sam Walton envisioned a warehouse club that would provide small business owners and families access to wholesale products at lower prices.
- First Location: The inaugural wholesale Club opened in Midwest City, Oklahoma, as a membership-only retail warehouse.
Named after its founder, Sam Walton, the brand focused on providing value through bulk purchases and competitive pricing.
1980s: Establishing a Foothold
- Rapid Expansion: The membership club quickly expanded throughout the United States, capitalizing on Walmart’s infrastructure and reputation.
- Business Model: Membership fees became a cornerstone of the business, allowing customers to access products at discounted rates.
- Key Differentiator: Unlike traditional retailers, Sam’s Club offered bulk goods, catering to businesses and large families.
By the late 1980s, the membership Club was already recognized as a major player in the wholesale and warehouse club industry, competing directly with companies like Costco and BJ’s Wholesale Club.
1990s: Growth and Innovation
- International Expansion: The membership Club began to venture outside the U.S., with locations opening in Mexico and other countries.
- New Features: The introduction of private-label brands like Member’s Mark helped distinguish Sam’s Club by offering high-quality, cost-effective alternatives to national brands.
- Technology Integration: The membership Club embraced technology early, introducing computerized inventory systems and streamlining warehouse operations.
The 1990s solidified Sam’s Club as a leader in the wholesale club market, with a growing focus on providing exclusive deals and premium services to members.
2000s: Modernization and Competition
- Online Presence: Recognizing the shift to e-commerce, the wholesale Club launched its website, offering members the ability to shop online and pick up in-store.
- Expanded Offerings: New product categories, including fresh produce, electronics, and pharmacy services, made the wholesale Club a one-stop shop for many customers.
- Focus on Membership: Sam’s Club differentiated itself further by offering two types of memberships:
- Club Membership (standard benefits)
- Plus Membership (added perks like free shipping and cash-back rewards).
During this time, competition from Costco intensified, prompting Sam’s Club to innovate and improve its value proposition.
2010s: Reinventing the Warehouse Club
- Enhanced Member Experience: The Warehouse Club revamped its stores to make shopping faster and more convenient.
- Technology Investments:
- Scan & Go App: Allowed members to skip checkout lines by scanning items with their smartphones.
- Curbside Pickup: Introduced for added convenience, especially for busy customers.
- Product Quality: Member’s Mark was repositioned as a premium private-label brand, focusing on quality and sustainability.
The 2010s also saw the wholesale industry closing underperforming locations and consolidating its operations to focus on profitable areas.
2020s: Adapting to a Changing Retail Landscape
- COVID-19 Response: Sam’s Club adapted quickly to the pandemic by expanding curbside pickup, contactless shopping options, and delivering essentials to members.
- Digital Growth: Investments in technology and e-commerce platforms allowed the company to serve customers more effectively online.
Today, Sam’s Club continues to thrive as a subsidiary of Walmart, leveraging its parent company’s vast resources to stay competitive in an evolving retail landscape.
Key Milestones in Sam’s Club History
- 1983: Sam’s Club is founded and opens its first location in Oklahoma.
- 1987: Sam’s Club merges with The Wholesale Club, adding to its store count.
- 1991: Expansion into Mexico marks the first international location.
- 1998: Sam’s Club reaches over 450 locations in the United States.
- 2006: Introduction of the Plus Membership with added perks for members.
- 2016: Launch of the Scan & Go App, revolutionizing the checkout process.
- 2020: Responding to COVID-19 with enhanced e-commerce and contactless options.
Sam’s Club Today
- Parent Company: Walmart Inc.
- Number of Locations: Over 600 in the U.S. and internationally.
- Membership Options:
- Club Membership: Offers access to all Sam’s Club locations and services.
- Plus Membership: Includes free shipping, cash rewards, and exclusive deals.
- Product Categories: Groceries, electronics, home goods, pharmacy, fuel, and more.
- Private Label: Member’s Mark, a top-tier brand offering quality products at lower prices.
Fun Fact
The name “Sam’s Club” not only honors its founder, Sam Walton, but also reflects the “club” membership model that gives customers exclusive access to wholesale pricing and bulk goods.
Why a wholesale Club Stands Out
- Value for Members: Wholesale pricing combined with premium products.
- Convenience: Online shopping, curbside pickup, and Scan & Go technology.
- Exclusive Benefits: Plus Membership perks like cash rewards and free shipping.
- Commitment to Quality: Member’s Mark and sustainable product lines.
- Legacy of Excellence: Backed by Walmart, a global retail leader.
Sam’s Club has grown from a single store in Oklahoma to a household name in the retail and wholesale club industry. Its focus on innovation, customer satisfaction, and value continues to make it a go-to destination for millions of shoppers worldwide.
